UPDATE: Following the Government's most recent COVID-19 guidance, our Marketing Suite & Showhome is OPEN - Thursday to Monday 10.30am to 4.30pm

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BUYING YOUR
  NEW HOUSE

Moving into your new home may be closer than you think!

How To Buy Your New House with Washington Homes

At Washington Homes, we strive to make your new home buying experience easier by offering services such as Help to Buy Scheme, Priority Plot Reservation, Assisted Move and Helping Hand Assistance on selected plots.

Simply click on the links below to view our latest Home Buying Guides and the different ways Washington Homes can help you buy your new home today.

Help to Buy Scheme Overview

Who is Eligible? If you’re buying your main property up until 30 June 2021, you will not have to pay Stamp Duty on properties costing up to £500,000. This will apply whether you’re a first-time buyer or have previously owned a property. From 1 July to 30 September 2021, you will not have to pay Stamp Duty on residential properties costing up to £250,000. If you’re a first-time buyer, you will pay no Stamp Duty on properties costing up to £300,000, and a discounted rate, up to £500,000. From 1 October, you will pay Stamp Duty on properties costing more than £125,000 for residential properties, unless you’re a first-time buyer. If you’re buying a second home, you’ll still pay an extra 3% Stamp Duty on properties costing more than £40,000 at the relevant rate at that time.
How does it work? The Government, through the Homes & Community Agency, will lend you up to 20% (minimum 5%) of the market value of your brand new home, up to a maximum purchase price of £224,400*. We know how difficult it can be to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just a 5% deposit to get a mortgage. With your 5% deposit, the 20% equity loan from the Government and a 75% mortgage loan, you could purchase your first home sooner than you thought. * This is the maximum Help to Buy price cap applicable to the North West. The figures varies in other parts of the country.
How to Apply? Before you get started, make sure you have the funds to pay for: the Reservation Fee of £500.00 (Refundable if you do not complete your purchase) a minimum 5% deposit, payable upon exchange of contracts (if you have a larger deposit, you pay the rest on completion) other fees on completion (legal fees and mortgage fees). check that the equity loan meets your needs and that you can afford to repay it. Consider seeking independent advice to help you understand your financial situation. For more information download the “Homebuyers’ guide to Help to Buy: Equity Loan”

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How to Buy

Homebuyers Guide Help to Buy: Equity Loan

Assisted Move

Washington Homes Ltd (Part of the Thomas Armstrong Group) Workington Road, Flimby, Maryport, Cumbria, CA15 8RY

Telephone:  01900 68211

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Who is Eligible? If you’re buying your main property up until 30 June 2021, you will not have to pay Stamp Duty on properties costing up to £500,000. This will apply whether you’re a first-time buyer or have previously owned a property. From 1 July to 30 September 2021, you will not have to pay Stamp Duty on residential properties costing up to £250,000. If you’re a first-time buyer, you will pay no Stamp Duty on properties costing up to £300,000, and a discounted rate, up to £500,000. From 1 October, you will pay Stamp Duty on properties costing more than £125,000 for residential properties, unless you’re a first-time buyer. If you’re buying a second home, you’ll still pay an extra 3% Stamp Duty on properties costing more than £40,000 at the relevant rate at that time.
How does it work? The Government, through the Homes & Community Agency, will lend you up to 20% (minimum 5%) of the market value of your brand new home, up to a maximum purchase price of £224,400*. We know how difficult it can be to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just a 5% deposit to get a mortgage. With your 5% deposit, the 20% equity loan from the Government and a 75% mortgage loan, you could purchase your first home sooner than you thought. * This is the maximum Help to Buy price cap applicable to the North West. The figures varies in other parts of the country.
How to Apply? Before you get started, make sure you have the funds to pay for: the Reservation Fee of £500.00 (Refundable if you do not complete your purchase) a minimum 5% deposit, payable upon exchange of contracts (if you have a larger deposit, you pay the rest on completion) other fees on completion (legal fees and mortgage fees). check that the equity loan meets your needs and that you can afford to repay it. Consider seeking independent advice to help you understand your financial situation. For more information download the “Homebuyers’ guide to Help to Buy: Equity Loan”

UPDATE: Following the Government's most recent COVID-19 guidance, our Marketing Suite & Showhome is OPEN - Thursday to Monday 10.30am to 4.30pm

Who is Eligible? If you’re buying your main property up until 30 June 2021, you will not have to pay Stamp Duty on properties costing up to £500,000. This will apply whether you’re a first-time buyer or have previously owned a property. From 1 July to 30 September 2021, you will not have to pay Stamp Duty on residential properties costing up to £250,000. If you’re a first-time buyer, you will pay no Stamp Duty on properties costing up to £300,000, and a discounted rate, up to £500,000. From 1 October, you will pay Stamp Duty on properties costing more than £125,000 for residential properties, unless you’re a first-time buyer. If you’re buying a second home, you’ll still pay an extra 3% Stamp Duty on properties costing more than £40,000 at the relevant rate at that time.
How does it work? The Government, through the Homes & Community Agency, will lend you up to 20% (minimum 5%) of the market value of your brand new home, up to a maximum purchase price of £224,400*. We know how difficult it can be to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just a 5% deposit to get a mortgage. With your 5% deposit, the 20% equity loan from the Government and a 75% mortgage loan, you could purchase your first home sooner than you thought. * This is the maximum Help to Buy price cap applicable to the North West. The figures varies in other parts of the country.
How to Apply? Before you get started, make sure you have the funds to pay for: the Reservation Fee of £500.00 (Refundable if you do not complete your purchase) a minimum 5% deposit, payable upon exchange of contracts (if you have a larger deposit, you pay the rest on completion) other fees on completion (legal fees and mortgage fees). check that the equity loan meets your needs and that you can afford to repay it. Consider seeking independent advice to help you understand your financial situation. For more information download the “Homebuyers’ guide to Help to Buy: Equity Loan”
Who is Eligible? If you’re buying your main property up until 30 June 2021, you will not have to pay Stamp Duty on properties costing up to £500,000. This will apply whether you’re a first-time buyer or have previously owned a property. From 1 July to 30 September 2021, you will not have to pay Stamp Duty on residential properties costing up to £250,000. If you’re a first-time buyer, you will pay no Stamp Duty on properties costing up to £300,000, and a discounted rate, up to £500,000. From 1 October, you will pay Stamp Duty on properties costing more than £125,000 for residential properties, unless you’re a first-time buyer. If you’re buying a second home, you’ll still pay an extra 3% Stamp Duty on properties costing more than £40,000 at the relevant rate at that time.
How does it work? The Government, through the Homes & Community Agency, will lend you up to 20% (minimum 5%) of the market value of your brand new home, up to a maximum purchase price of £224,400*. We know how difficult it can be to raise a large deposit to purchase your first home. With Help to Buy you’ll need to save just a 5% deposit to get a mortgage. With your 5% deposit, the 20% equity loan from the Government and a 75% mortgage loan, you could purchase your first home sooner than you thought. * This is the maximum Help to Buy price cap applicable to the North West. The figures varies in other parts of the country.
How to Apply? Before you get started, make sure you have the funds to pay for: the Reservation Fee of £500.00 (Refundable if you do not complete your purchase) a minimum 5% deposit, payable upon exchange of contracts (if you have a larger deposit, you pay the rest on completion) other fees on completion (legal fees and mortgage fees). check that the equity loan meets your needs and that you can afford to repay it. Consider seeking independent advice to help you understand your financial situation. For more information download the “Homebuyers’ guide to Help to Buy: Equity Loan”